Patent
Method of electronic payment by chip card by means of numbered tokens allowing the detection of fraud
TLDR
In this article, each token carries a number making it possible to check its authenticity, and this number is used for electronic payment, and it is used to check the authenticity of each token.Abstract:
Method of electronic payment by chip card. According to the invention, each token carries a number making it possible to check its authenticity. The invention is used for electronic payment.read more
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Patent
Electronic monetary system
TL;DR: In this article, an electronic-monetary system has been proposed, where banks or financial institutions are coupled to a money generator device for generating and issuing to subscribing customers electronic money including electronic currency backed by demand deposits and electronic credit authorizations.
Patent
Multifactorial optimization system and method
TL;DR: In this paper, the authors propose a method for providing unequal allocation of rights among agents while operating according to fair principles, comprising assigning a hierarchal rank to each agent, providing a synthetic economic value to a first set of agents at the a high level of the hierarchy, allocating portions of the synthetic economy value by the first sets of agents to a second subset of agents, at respectively different hierarchal ranks than the first set, and conducting an auction amongst agents using the synthetic economic values as the currency.
Patent
Interactive smart card system for integrating the provision of remote and local services
Frank Nemirofsky,John C. Morris +1 more
TL;DR: In this paper, a smart card (10) includes optics for receiving information from a television channel and a modem for providing real-time two way communication with a remote service provider (16).
Patent
Method and apparatus for conducting electronic commerce transactions using electronic tokens
TL;DR: In this paper, the authors describe a system for conducting electronic commerce using electronic tokens, where electronic tokens are issued and maintained by a vendor, who also provides products and services that can be purchased or rented using the electronic tokens.
Patent
Systems and methods for conducting electronic commerce transactions requiring micropayment
TL;DR: In this article, the authors describe a system and methods for conducting electronic commerce using electronic tokens, where the electronic tokens are issued and maintained by a micropayment service provider, and the settlement of payments between the service provider and the vendor is aggregated and may be performed upon reaching pre-determined amount or time thresholds, thus reducing transaction costs.
References
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Patent
Automated transaction system
TL;DR: In this paper, a secure, resident microprocessor is used to execute an interactive handshake recognition procedure with a secure resident micro-processor in the value dispensing section of the terminal prior to actuating a requested transaction.
Patent
Method and apparatus for protecting material on storage media
TL;DR: In this article, a storage accessing device is used in conjunction with the computer to determine whether access to a particular user to specific storage media is granted, and the storage media may be subdivided into a plurality of logical zones and access to all or a portion of the material on the file is granted based upon the logical zones to which the user is allowed access.
Patent
Method and apparatus for authenticating accreditations and for authenticating and signing messages
TL;DR: In this paper, a method and system for authentication of accreditations and of messages with zero-knowledge proof and for the signing of messages, and a station for use in such system, in particular executed as a smart card station, is presented.
Patent
One-show blind signature systems
TL;DR: In this article, a technique for issuing and showing blind digital signatures ensures that if they are shown responsive to different challenges, then certain information their signer ensures they contain will be revealed and can be recovered efficiently.
Patent
Optionally moderated transaction systems
TL;DR: In this article, a tamper resistant part is disclosed that can conduct transactions with an external system through a moderating user-controlled computer or that can on other occasions be brought into direct connection with the external system.