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Savings in the context of microfinance - state of knowledge
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The article was published on 1999-01-01 and is currently open access. It has received 41 citations till now. The article focuses on the topics: Context (language use) & Microfinance.read more
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Journal ArticleDOI
Effect of savings-led economic empowerment on HIV preventive practices among orphaned adolescents in rural Uganda: results from the Suubi-Maka randomized experiment.
TL;DR: To minimize HIV risk throughout the adolescent and young adult periods, long-term strategies are needed to integrate youth economic development, including savings and income generation, with age-appropriate combination prevention interventions.
Journal ArticleDOI
Piloting a Savings-Led Microfinance Intervention with Women Engaging in Sex Work in Mongolia: Further Innovation for HIV Risk Reduction
TL;DR: Results of the pilot demonstrate participants’ increased confidence in their ability to manage finances, greater hope for pursuing vocational goals, moderate knowledge gains regarding financial literacy, and an initial transition from sex work to alternative income generation for five out of nine participants.
Journal ArticleDOI
Effect of Deposit Mobilization on the Financial Sustainability of Rural Saving and Credit Cooperatives: Evidence from Ethiopia
Girma Jirata Duguma,Jiqin Han +1 more
TL;DR: In this paper, the authors investigated the effect of deposit mobilization on financial sustainability using balanced panel data of 166 rural savings and credit cooperatives (RUSACCOs) from Ethiopia over the period of 2014-2016.
Journal ArticleDOI
Microcredit: A cautionary tale
TL;DR: In this article, a cautionary tale of micro-credit is presented in the context of contemporary Asia: Journal of Contemporary Asia: Vol. 35, No. 1, pp 78-86.
Proceedings ArticleDOI
The mobile phone as a link to formal financial services: findings from Uganda
TL;DR: The findings from a three month pilot that was conducted in Uganda to test a Mobile Banking solution that targeted the dissemination of formal financial services, especially savings facilities, to unserved populations by re-appropriating an existing technological platform (mobile phones) and leveraging a non-traditional service provider (bank on wheels).
References
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Posted ContentDOI
Credit Rationing in Markets with Imperfect Information.
Joseph E. Stiglitz,Andrew Weiss +1 more
TL;DR: In this paper, a model is developed to provide the first theoretical justification for true credit rationing in a loan market, where the amount of the loan and amount of collateral demanded affect the behavior and distribution of borrowers, and interest rates serve as screening devices for evaluating risk.
Book
Money and capital in economic development
TL;DR: In this paper, the authors present a theory of economic development very different from the "stages of growth" hypothesis or strategies emphasizing foreign aid, trade, or regional association, focusing on the use of domestic capital markets to stimulate economic performance.
Book
Who Takes the Credit?: Gender, Power, and Control Over Loan Use in Rural Credit Programmes in Bangladesh
Anne Marie Goetz,Rina Sen Gupta +1 more
TL;DR: The authors explored variations in the degree to which women borrowers control their loans directly, reporting on recent research which found a significant proportion of women's loans to be controlled by male relatives, and found that a preoccupation with credit performance, measured primarily in terms of high repayment rates, affects the incentives of fieldworkers dispensing and recovering credit, in ways which may outweigh concerns to ensure that women develop meaningful control over their investment activities.