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Patent

Smart card with onboard authentication facility

Bernard Rowe
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TLDR
A self-authenticating smart card as discussed by the authors is a smart card that authenticates the bearer thereof by verifying biometric personal data of the bearer, without storing reference biometric data at remote databases or outside the smart card and without transmitting the personal data through private or public data channels.
Abstract
A self-authenticating smart card that authenticates the bearer thereof by verifying biometric personal data of the bearer, without storing reference biometric data at remote databases or outside the smart card and without transmitting the personal data through private or public data channels. The smart card can be implemented as a smart card combined with a conventional magnetic strip to permit use at establishments that are not configured to handle smart cards.

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Citations
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Patent

Methods and Apparatus for Conducting Electronic Transactions

TL;DR: In this paper, a system and method for conducting electronic commerce are disclosed, where a user is provided with an intelligent token, such as a smartcard containing a digital certificate, suitably authenticates with a server on a network that conducts all or portions of the transaction on behalf of the user.
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System and method for securing financial transactions

TL;DR: In this article, a multi-factor authentication system for secure financial transactions is presented, which consists of a portable transaction device (e.g., a wireless phone) which is used to program the magnetically or electronically reprogrammable stripe of a magnetic stripe card or the memory of a smart card.
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System, method and apparatus for enabling transactions using a biometrically enabled programmable magnetic stripe

TL;DR: In this paper, the authors present a system, method and apparatus that includes a user device having a magnetic field generator disposed within a substrate that is normally inactive, an initiator mounted on the substrate, a memory disposed within the substrate and a processor that is communicably coupled to the generator, the initiator and the memory.
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Virtual sim card for mobile handsets

TL;DR: In this paper, a system and method for providing a capability to backup cellular telephone provisioning information and personal data from a mobile handset on a server is presented, where a user initializes an account with a service provider with authentication credentials.
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Bio-metric smart card, bio-metric smart card reader and method of use

TL;DR: In this article, a system for increasing transaction security across existing infrastructure is provided, where a user bio-metric sensor device (218) is integrated into a credit or debit card (210) and a display unit (220) provides a key, preferably encrypted, upon successful utilization of the sensor device.
References
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Patent

Self-authenticating identification card with fingerprint identification

TL;DR: A self-authenticating identification card includes a fingerprint sensor for authenticating the identity of a user and an audio generator for transmitting a predetermined audio signal to a speaker if a match is sensed as mentioned in this paper.
Patent

Personal identification FOB

TL;DR: In this article, a method for automatically verifying the identity of a person seeking access to a protected property, such as a car, room, building or automatic teller machine, is presented.
Patent

Electronic apparatus comprising fingerprint sensing devices

TL;DR: In this paper, an electronic apparatus comprising a fingerprint sensing device (10) having an array of sensing elements (12) carried on a transparent substrate (35) for sensing capacitively the ridge pattern of a fingerprint placed over the array, in which the transparency of the device is utilised to provide additional capabilities.
Patent

Smart card with integrated fingerprint reader

TL;DR: The improved smart card of the present invention preferably comprises a CPU, memory, and a fingerprint reader including a sensing surface as discussed by the authors, which is located along a surface of the smart card so that a user's thumb is naturally positioned over the sensing surface when the card is inserted into a write/read unit or other suitable card reader.
Patent

Identification card with delimited usage

TL;DR: In this paper, an identification card and an access system for its use is presented. But the identification card has not been used to record the access of the bearer's personal information to the information processing apparatus.