Patent
Systems and methods for secure wireless transactions
TLDR
In this paper, the authors provided systems and methods for to conducting wireless transactions using portable electronic devices 10. Specifically, a method of conducting a wireless transaction is provided that includes initiating a wireless transactional using a short range wireless communication system of a portable electronic device 10 and utilizing the security information obtained via the at least one secondary system 160 to authenticate the device for the wireless transaction.Abstract:
There is provided systems and methods for to conducting wireless transactions using portable electronic devices 10. Specifically, for example, a method of conducting a wireless transaction is provided that includes initiating a wireless transaction using a short range wireless communication system of a portable electronic device 10. The method also includes obtaining security information via at least one secondary system 160 of the portable electronic device 10 and utilizing the security information obtained via the at least one secondary system 160 to authenticate the portable electronic device 10 for the wireless transaction.read more
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Patent
Snap mobile payment apparatuses, methods and systems
TL;DR: The SNAP mobile payment application as mentioned in this paper transforms real-time generated merchant-product Quick Response codes via SNAP components into virtual wallet card-based transaction purchase notifications, which are then sent to a payment network for processing.
Patent
Virtual wallet card selection apparatuses, methods and systems
TL;DR: The virtual wallet card selection apparatuses, methods and systems (VWCS) as mentioned in this paper is an apparatus, having a memory, computing processor, and network communication device that obtains a user authentication request for a purchase transaction, and extracts a universal card account number from it.
Patent
Merchant-consumer bridging platform apparatuses, methods and systems
TL;DR: In this article, the MCB-platform components are integrated into transaction records and merchant database updates outputs, and a method is disclosed, comprising: receiving an activity request including merchant information associated with a merchant, retrieving a previously stored merchant record from a database, determining a confidence metric for the merchant information update; retrieving a confidence requirement based on the activity request; determining, within a low-latency processing time-frame, whether the determined confidence metric satisfies the retrieved confidence requirement; performing the requested activity and updating the previously stored record with the verified information update indicia when the determined
Patent
Wearable Intelligent Vision Device Apparatuses, Methods and Systems
TL;DR: The WEARABLE INTELLIGENT VISION DEVICE APPARATUSES, METHODS, and Systems (WIVD) as discussed by the authors is a wearable vision device that transforms mobile device location coordinate information transmissions, real-time reality visual capturing, mixed gesture capturing, bio-sensor data via WIVD components into realtime behavior-sensitive product purchase related information, shopping purchase transaction notifications, and electronic receipts.
Patent
Multi-Directional Wallet Connector Apparatuses, Methods and Systems
TL;DR: The MULTI-DIRECTIONAL WALLET CONNECTOR APPARATUSES, METHODS and SYSTEMS (W-Connector) as discussed by the authors facilitates the enrollment of payment accounts in a consumer's virtual wallet.
References
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Patent
A portable information and transaction processing system and method utilizing biometric authorization and digital certificate security
Stephane H. Maes,Jan Sedivy +1 more
TL;DR: A portable client PDA with a touch screen or other equivalent user interface and having a microphone and local central processing unit (CPU) for processing voice commands and for processing biometric data to provide user verification is presented in this article.
Patent
Unforgeable personal identification system
TL;DR: In this article, an unforgeable personal identification system for identifying users at remote access control sites is presented, which generates one-way encrypted versions of physically immutable identification credentials (facial photo, retinal scan, voice and finger prints).
Patent
Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
TL;DR: In this paper, a universal electronic transaction card (UET card) is proposed to serve as a number of different credit cards, bank cards, identification cards, employee cards, medical cards and the like.
Patent
Electronic transaction systems and methods therefor
TL;DR: In this article, a method and apparatus are disclosed for approving a transaction request between an electronic transaction system and a portable electronic authorization device (PEAD) carried by a user using an electronic service authorization token.
Patent
Mobile person-to-person payment system
TL;DR: A mobile payment platform and service as mentioned in this paper provides a fast, easy way to make payments by users of mobile devices and interfaces with non-mobile channels and devices such as e-mail, instant messenger, and Web.