Journal ArticleDOI
Wealth, Income, And The Affordability Of Health Insurance
TLDR
The results suggest that assets are an important determinant of effective affordability, undermining the notion that many people are uninsured by choice.Abstract:
There have been debates over how many uninsured people can afford insurance but refuse to purchase it. Examining the difference in asset holdings between the privately insured and the uninsured, we found that the difference in purchasing power is not fully revealed by income comparisons. Median income among the privately insured is 2.9 times that of the uninsured, but median wealth among those with private insurance is 23.2 times that of the uninsured. Our results suggest that assets are an important determinant of effective affordability, undermining the notion that many people are uninsured by choice.read more
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Journal ArticleDOI
National Estimates of Out-of-Pocket Health Care Expenditure Burdens Among Nonelderly Adults With Cancer: 2001 to 2008
TL;DR: Although a detailed patient-physician discussion of costs of care may not be feasible, it is believed that an awareness of out-of-pocket burdens among patients with cancer is useful for clinical oncologists.
Journal ArticleDOI
Descriptive factors of abusive head trauma in young children--United States, 2000-2009.
TL;DR: It is confirmed that injuries from AHT are more severe and more often lethal than other head injuries and Socioeconomically disadvantaged families with children <1 year are an important focus for primary prevention.
Journal ArticleDOI
Bankruptcy as Implicit Health Insurance
TL;DR: In this paper, the implicit health insurance that households receive from the ability to declare bankruptcy is examined, and the optimal Pigovian penalties are three-quarters as large as the average penalties under the Affordable Care Act.
Journal ArticleDOI
Peripheral Vestibular Disorders: An Epidemiologic Survey in 70 Million Individuals.
Roland Hülse,Andreas Biesdorf,Karl Hörmann,Boris A. Stuck,Michael Erhart,M. Hülse,Angela Wenzel +6 more
TL;DR: In this article, the authors present a representative epidemiological survey that examifies the age and gender distribution of dizziness disorders within a larger population, and the aim of the present study is to undertake a representative questionnaire that exami
Journal ArticleDOI
Bankruptcy as Implicit Health Insurance
Neale Mahoney,Neale Mahoney +1 more
TL;DR: The authors examined the implicit health insurance households receive from the ability to declare bankruptcy and found that households with higher financial cost of bankruptcy make higher out-of-pocket medical payments, conditional on the amount of care received.
References
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Posted Content
Public Health Insurance and Private Savings
Jonathan Gruber,Aaron Yelowitz +1 more
TL;DR: In this article, the authors investigated the effect of Medicaid eligibility on savings behavior by using data on asset holdings from the Survey of Income and Program Participation and on consumption from the Consumer Expenditure Survey, matched to information on the eligibility of each household for Medicaid.
Journal ArticleDOI
Financial Burden Of Health Care, 2001–2004
TL;DR: Analysis of data from the Medical Expenditure Panel Survey shows that rising out-of-pocket expenses and stagnant incomes increased health spending's financial burden for families in 2001-2004, especially for the privately insured.
Journal ArticleDOI
Is health insurance affordable for the uninsured
M. Kate Bundorf,Mark V. Pauly +1 more
TL;DR: In this article, the authors investigate the meaning of "affordability" in the context of health insurance and find that health insurance was affordable to between one-quarter and three-quarters of the uninsured in the United States in 2000.
Journal ArticleDOI
Bankruptcy Is The Tip Of A Medical-Debt Iceberg
Robert W. Seifert,Mark Rukavina +1 more
TL;DR: Policymakers, researchers, and medical providers should consider medical debt a risk factor for reduced health access and poorer health status.
Journal ArticleDOI
Setting A Standard Of Affordability For Health Insurance Coverage
TL;DR: This analysis was done to assist the policy design process in Massachusetts and delineates an empirically based approach to setting affordability standards.
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