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Efficiency of financial institutions: International survey and directions for future research

Allen N. Berger, +2 more
- 16 Apr 1997 - 
- Vol. 98, Iss: 2, pp 175-212
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TLDR
The authors survey 130 studies that apply frontier efficiency analysis to financial institutions in 21 countries and find that the various efficiency methods do not necessarily yield consistent results and suggest some ways that these methods might be improved to bring about findings that are more consistent, accurate, and useful.
About: 
This article is published in European Journal of Operational Research.The article was published on 1997-04-16 and is currently open access. It has received 2983 citations till now. The article focuses on the topics: Financial institution.

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Citations
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Journal ArticleDOI

Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

Allen N. Berger, +3 more
- 01 Jul 1997 - 
TL;DR: This article examined several possible sources, including differences in efficiency concept, measurement method, and a number of bank, market, and regulatory characteristics, and provided new evidence using data on US banks over the period 1990-1995.
Journal ArticleDOI

Bank Regulation and Supervision: What Works Best?

James R. Barth, +3 more
- 30 Nov 2001 - 
TL;DR: In this paper, the authors assess two broad and competing theories of government regulation: the helping hand approach, according to which governments regulate to correct market failures, and the grabbing-hand approach according to where government regulates to support political constituency.
Journal ArticleDOI

The consolidation of the financial services industry: Causes, consequences, and implications for the future

Allen N. Berger, +3 more
- 01 Feb 1999 - 
TL;DR: In this article, a framework for evaluating the causes, consequences, and future implications of financial services industry consolidation is proposed, and a review of the extant research literature within the context of this framework is provided.
Journal ArticleDOI

Profitability and Marketability of the Top 55 U.S. Commercial Banks

Lawrence M. Seiford, +1 more
- 01 Sep 1999 - 
TL;DR: In this article, the authors examined the performance of the top 55 U.S. commercial banks via a two-stage production process that separates profitability and marketability and uncovered substantial performance inefficiency in both dimensions.
Journal ArticleDOI

Cost efficiency of banks in transition: Evidence from 289 banks in 15 post-communist countries

Steven Fries, +1 more
- 01 Jan 2005 - 
TL;DR: In this article, the authors examined the cost efficiency of 289 banks in 15 East European countries and found that banking systems in which foreign-owned banks have a larger share of total assets have lower costs and that the association between a country's progress in banking reform and cost efficiency is nonlinear.
References
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Book

An introduction to the bootstrap

Bradley Efron, +1 more
TL;DR: This article presents bootstrap methods for estimation, using simple arguments, with Minitab macros for implementing these methods, as well as some examples of how these methods could be used for estimation purposes.
Journal ArticleDOI

Measuring the efficiency of decision making units

Abraham Charnes, +2 more
- 01 Nov 1978 - 
TL;DR: A nonlinear (nonconvex) programming model provides a new definition of efficiency for use in evaluating activities of not-for-profit entities participating in public programs and methods for objectively determining weights by reference to the observational data for the multiple outputs and multiple inputs that characterize such programs.
Journal ArticleDOI

Industry Structure, Market Rivalry, and Public Policy

Harold Demsetz
- 01 Apr 1973 - 
TL;DR: In this article, the authors take a critical view of contemporary doctrine in this area and present data which suggest that this doctrine offers a dangerous base upon which to build a public policy toward business.
Journal ArticleDOI

Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

Allen N. Berger, +3 more
- 01 Jul 1997 - 
TL;DR: This article examined several possible sources, including differences in efficiency concept, measurement method, and a number of bank, market, and regulatory characteristics, and provided new evidence using data on US banks over the period 1990-1995.
Journal ArticleDOI

Recent developments in dea : the mathematical programming approach to frontier analysis

Lawrence M. Seiford, +1 more
- 01 Oct 1990 - 
TL;DR: In this paper, the authors discuss the mathematical programming approach to frontier estimation known as Data Envelopment Analysis (DEA) and examine the effect of model orientation on the efficient frontier.
Related Papers (5)

Measuring the efficiency of decision making units

Abraham Charnes, +2 more
- 01 Nov 1978 - 

Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

Allen N. Berger, +3 more
- 01 Jul 1997 - 

Some Models for Estimating Technical and Scale Inefficiencies in Data Envelopment Analysis

Rajiv D. Banker, +2 more
- 01 Sep 1984 - 

The Measurement of Productive Efficiency

M. J. Farrell

Inputs, outputs, and a theory of production and cost at depository financial institutions

C. W. Sealey, +1 more
- 01 Sep 1977 - 
Frequently Asked Questions (1)
Q1. What are the contributions in this paper?

This paper surveys 130 studies that apply frontier efficiency analysis to financial institutions in 21 countries. The authors find that the various efficiency methods do not necessarily yield consistent results and suggest some ways that these methods might be improved to bring about findings that are more consistent, accurate, and useful.