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Financial literacy, money management skill and credit card repayments
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This article is published in International Journal of Consumer Studies.The article was published on 2021-03-01. It has received 30 citations till now. The article focuses on the topics: Credit card & Financial literacy.read more
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Consumer financial education and risky financial asset holding in China
Ting Zhu,Jing Jian Xiao +1 more
TL;DR: Wang et al. as discussed by the authors examined the association between financial education and risky financial asset holdings and explored its mediators, finding that financial education was positively associated with the household risky financial assets holding.
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Racial/ethnic differences in consumer financial capability: The role of financial education
Kyoung Tae Kim,Jing Jian Xiao +1 more
TL;DR: This article examined the racial/ethnic differences in financial capability controlling for various factors focusing on the role of financial education and investigated the contributing factors to clarify where such gap stems and found substantial unexplained gaps between Black and Hispanic respondents attributed by unobservable characteristics.
Journal ArticleDOI
Consumer Financial Knowledge and Cashless Payment Behavior for Sustainable Development in Poland
TL;DR: In this article, the authors examined factors associated with cashless payment behavior with an emphasis on the role of consumer financial knowledge and found that financial knowledge was one of the most important determinants of their payment choices.
References
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Journal ArticleDOI
The Economic Importance of Financial Literacy: Theory and Evidence
TL;DR: An assessment of a rapidly growing body of economic research on financial literacy and thoughts on what remains to be learned if researchers are to better inform theoretical and empirical models as well as public policy are offered.
Journal ArticleDOI
Financial Literacy and Stock Market Participation
TL;DR: In this article, the authors evaluated the importance of financial literacy by studying its relation to the stock market: are more financially knowledgeable individuals more likely to hold stocks? To assess the direction of causality, they make use of questions measuring financial knowledge before investing in the stock markets.
Journal ArticleDOI
The economic importance of financial literacy: theory and evidence
TL;DR: In this paper, the authors present an assessment of a rapidly growing body of economic research on financial literacy and examine the impact of financial literacy on economic decision-making in the United States and elsewhere.
Journal ArticleDOI
Financial literacy and stock market participation
TL;DR: In this article, the authors evaluated the importance of financial literacy by studying its relation to the stock market: are more financially knowledgeable individuals more likely to hold stocks? To assess the direction of causality, they make use of questions measuring financial knowledge before investing in the stock markets.