Journal ArticleDOI
Sustainable banking with the poor
Lynn Bennett,Carlos E. Cuevas +1 more
TLDR
A collection of selected papers from the 1995 Conference on "Finance Against Poverty" is presented in this paper, where the main themes point to recognizing heterogeneity of the poor and its implications for program and institutional design, evaluating the limitations imposed by the policy and regulatory environment, and solving the challenges posed by institution building.Abstract:
This paper serves as an introduction to the collection of selected papers from the Conference on ‘Finance Against Poverty’, held at Reading, England, March 1995, sponsored by the University of Reading, the University of Manchester, the UK Overseas Development Administration, the Norwegian International Development Authority, and the World Bank. The papers in this collection represent only a small fraction of the more than 45 papers presented by scholars, practitioners and donor agencies at the Conference. They have been selected in an effort to give a sense of the richness and variety of the conference deliberations—and as expressing some of the key themes and concerns which emerged. In this introduction—as at the conference—the importance of building sustainable financial systems for poor men and women is emphasized. The main themes point to recognizing the heterogeneity of the poor and its implications for program and institutional design, evaluating the limitations imposed by the policy and regulatory environment, and solving the challenges posed by institution building.read more
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Fighting poverty with microcredit : experience in Bangladesh
TL;DR: In this article, the authors examined the cost effectiveness of micro-credit programs vis-�vis other antipoverty programs, such as Food-for-Work, and used extensive household survey data to address how the gender of participants affects the impact of micro credit programs.
Posted Content
Microfinance: A Comprehensive Review of the Existing Literature
James C. Brau,Gary M. Woller +1 more
TL;DR: The authors provide a comprehensive review of over 350 articles and address the issues of MFI sustainability, products and services, management practices, clientele targeting, regulation and policy, and impact assessment.
Journal ArticleDOI
The role of subsidies in microfinance: evidence from the Grameen Bank
TL;DR: The Grameen Bank of Bangladesh has been in the vanguard of the micro-finance movement, showing the potential to alleviate poverty by providing credit to poor house-holds.
Analysis of the Effects of Microfinance on Poverty Reduction
Jonathan Morduch,Barbara Haley +1 more
TL;DR: The views expressed in this article are those of the author(s) and not necessarily those of NYU Wagner as discussed by the authors, and may not be quoted without explicit permission provided that full credit is given to the source.
Journal ArticleDOI
When and how far is group formation a route out of chronic poverty
TL;DR: Heyer et al. as discussed by the authors argued that the chronically poor are disadvantaged in group formation, and that this may form a significant part of the vicious circle and dynamics of chronic poverty.
References
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Finance Against Poverty
David Hulme,Paul Mosley +1 more
TL;DR: In this article, the authors examined the effectiveness of the micro-entrepreneurs' theory when put into practice and presented empirical evidence drawn from comparative experiences in seven developing countries and produced some startling conclusions.
Maximizing the outreach of microenterprise finance : the emerging lessons of successful programs
TL;DR: In this paper, the authors examined some of the best micro-enterprise finance institutions and concluded that microfinance institutions can and indeed need to be self-sustaining if they are to achieve their outreach potential providing rapid growth in access to financial services by poor people.
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Questioning the future of NGOs in microfinance
TL;DR: In this paper, the authors examine some of the motivations for this change and raise questions about the trade offs involved, and suggest that when credit systems air to be financially sustainable there is a strong bias to engage in credit only.
Journal ArticleDOI
Ownership and sustainability: Lessons on group-based financial services from South Asia†
TL;DR: In this paper, a study of rural group-based financial service projects of five NGOs in South Asia illustrates a great degree of variation between the different systems in structure, function and success rates.
Journal ArticleDOI
The view from the field: perspectives from managers of microfinance institutions
TL;DR: In this article, the challenges and potential for micro-finance programs to solve some of the key constraints in the field today are discussed, by examining three different institutional frameworks and performances.