Benjamin Ngugi

TL;DR: In this paper, the authors reviewed key factors that led to the phenomenal growth of mobile money banking services in Kenya using M-PESA, "mobile cash money", the leading mobile money service provider as a case study.

TL;DR: This study investigates the validity of the assumption that typing biometric patterns are stable over time by analyzing how students’ typing patterns behave over time and demonstrates that typing patterns change over time due to learning resulting in several performance quality challenges.

TL;DR: Using cross-sectional survey from Kenya, new evidence for why parents may not register is provided, and it is argued this is due to deliberate, informed choice by parents where they weigh perceived costs/benefits.

TL;DR: It is argued that a user-driven, value-addition systems-engineering approach is needed for the design of RDTs to enhance adoption and translation into the field and overcome the assumption that poverty reduces the value individuals place on their well-being.

TL;DR: In this paper, the authors investigate how technological innovations mitigate inefficiencies in marketing channels in the context of micro finance markets in emerging markets, using qualitative interviews and participant observation in Ghana, West Africa.