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Timothy F. Harris

Researcher at Illinois State University

Publications -  22
Citations -  152

Timothy F. Harris is an academic researcher from Illinois State University. The author has contributed to research in topics: Life insurance & Income protection insurance. The author has an hindex of 6, co-authored 21 publications receiving 95 citations. Previous affiliations of Timothy F. Harris include Florida State University College of Arts and Sciences & University of Kentucky.

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Journal ArticleDOI

Is There Adverse Selection in the Life Insurance Market? Evidence from a Representative Sample of Purchasers

TL;DR: In this paper, the authors examined asymmetric information in the life insurance market using data that link life insurance holdings with death records for a representative sample of purchasers and found no compelling evidence for adverse selection in a broad age cohort.
Journal ArticleDOI

Small business tax compliance under third-party reporting

TL;DR: In this article, the authors used confidential administrative data from tax returns and information reports to estimate the impact of third-party income reporting on small business tax compliance, finding that the legislation modestly increased reported receipts without significantly increasing deductions, with smaller firms, firms in business-to-consumer industries, and partnerships reporting a relatively large increase in receipts and a partially offsetting increase in deductions, implying a modest increase in tax compliance.
Posted Content

Did Covid-19 Change Life Insurance Offerings?

TL;DR: In this paper, the authors analyzed how life insurance companies changed pricing and offerings in response to COVID-19 using monthly data on term life insurance policies from Compulife, and found limited evidence that insurers increased premiums or decreased policy offerings.
Journal ArticleDOI

Did COVID-19 change life insurance offerings?

TL;DR: In this article, the authors analyzed how life insurance companies changed pricing and offerings in response to COVID-19 using monthly data on term life insurance policies from Compulife and found some evidence that premiums differentially increased for individuals with very high risk and that some policies were removed for the oldest of the old.