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A Microeconometric Model of the Demand for Health Care and Health Insurance in Australia

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TLDR
A model for interdependent demand for health insurance and health care under uncertainty is developed to throw light on the issue of insurance-induced distortions in thedemand for health care services.
Abstract
This paper develops a model for interdependent demand for health insurance and health care under uncertainty to throw light on the issue of insurance-induced distortions in the demand for health care services. The model is used to empirically analyse the determinants of the choice of health insurance type and seven types of health care services using micro-level data from the 1977–78 Australian Health Survey. Econometric implementation of the model involves, simultaneously, issues of discreteness of choice, selectivity and stochastic dependence between health insurance and utilization. Health status appears to be more important in determining health care service use than health insurance choice, while income appears to be more important in determining health insurance choice than in determining health care service use. For a broad range of health care services both moral hazard and self selection are found to be important determinants of utilization of health care services.

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Behind the decline: the changing composition of private health insurance in australia, 1983-95

TL;DR: The decline in private health insurance between 1983 and 1995 is examined, which focuses on the changes in the types ofprivate health insurance held, and in the incomes, ages, family types and geographic regions of residence of the people withPrivate health insurance.
Journal ArticleDOI

Private health insurance and utilization of health services in Chile

TL;DR: The results show the importance of some demographics on the insurance decision, particularly age, gender and marital status, and Socio-economic factors such as education, income, employment status and zone of residence, all influence the probability of purchasing private insurance.
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A dynamic analysis of GP visiting in Ireland: 1995-2001

TL;DR: The determinants of GP visiting in Ireland are examined, using panel data from the Living in Ireland Survey from 1995-2001, to estimate dynamic models of GP utilisation and decompose the observed variation into components attributable to observed individual characteristics, unobserved individual heterogeneity and state dependence.
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On the unintended effects of public transfers: evidence from EU funding to Southern Italy

TL;DR: In this paper, the authors studied the relationship between the accrual of large financial transfers from a central level of government and the incidence of white-collar crimes against public administration and public faith at the local level.
References
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Journal ArticleDOI

Specification Tests in Econometrics

Jerry A. Hausman
- 01 Nov 1978 - 
TL;DR: In this article, the null hypothesis of no misspecification was used to show that an asymptotically efficient estimator must have zero covariance with its difference from a consistent but asymptonically inefficient estimator, and specification tests for a number of model specifications in econometrics.
Journal Article

Uncertainty and the Welfare Economics of Medical Care

TL;DR: In this article, the authors focus on the way in which the operation of the medical-care industry and the efficacy with which it satisfies the needs of society differ from a norm, and the most obvious distinguishing characteristics of an individual's demand for medical services is that it is not steady in origin as, for example, for food or clothing but is irregular and unpredictable.
ReportDOI

Dummy Endogenous Variables in a Simultaneous Equation System

James J. Heckman
- 01 Jul 1978 - 
TL;DR: In this article, the authors considered the formulation and estimation of simultaneous equation models with both discrete and continuous endogenous variables and proposed a statistical model that is sufficiently rich to encompass the classical simultaneous equation model for continuous endogenous variable and more recent models for purely discrete endogenous variables as special cases of a more general model.
Journal ArticleDOI

Econometric models based on count data. Comparisons and applications of some estimators and tests

TL;DR: In this article, the authors deal with specification, estimation and tests of single equation reduced form type equations in which the dependent variable takes only non-negative integer values, and provide a detailed application of the estimators and tests to a model of the number of doctor consultations.
Journal ArticleDOI

An Econometric Analysis of Residential Electric Appliance Holdings and Consumption

Jeffrey A. Dubin, +1 more
- 01 Mar 1984 - 
TL;DR: In this paper, the authors used a subsample of the 1975 survey of 3249 households carried out by the Washington Center for Metropolitan Studies (WCMS) for the Federal Energy Administration for the purpose of testing the statistical exogeneity of appliance dummy variables typically included in demand for electricity equations.
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