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A Microeconometric Model of the Demand for Health Care and Health Insurance in Australia
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TLDR
A model for interdependent demand for health insurance and health care under uncertainty is developed to throw light on the issue of insurance-induced distortions in thedemand for health care services.Abstract:
This paper develops a model for interdependent demand for health insurance and health care under uncertainty to throw light on the issue of insurance-induced distortions in the demand for health care services. The model is used to empirically analyse the determinants of the choice of health insurance type and seven types of health care services using micro-level data from the 1977–78 Australian Health Survey. Econometric implementation of the model involves, simultaneously, issues of discreteness of choice, selectivity and stochastic dependence between health insurance and utilization. Health status appears to be more important in determining health care service use than health insurance choice, while income appears to be more important in determining health insurance choice than in determining health care service use. For a broad range of health care services both moral hazard and self selection are found to be important determinants of utilization of health care services.read more
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The effect of health insurance on hospitalization: Identification of adverse selection, moral hazard and the vulnerable population in the Indian healthcare market
Reshmi Sengupta,Debasis Rooj +1 more
TL;DR: An instrument-free semi-parametric copula regression technique is used to examine how health insurance status affects hospitalization using a sample of individuals from a large nationally representative survey for India and indicates the need for evidence-based health care policy to manage the healthcare system and support the disadvantaged population of India.
Journal ArticleDOI
Preventable smoking and exercise-related hospital admissions. A model based on the NHEFS.
TL;DR: Substantial reductions in hospital admissions can be achieved by interventions to prevent smoking, help smokers quit, or encourage inactive persons to become active, and improving adherence can markedly improve the impact on hospitalizations.
Posted Content
A Study of Factors Affecting the Renewal of Health Insurance Policy
Ramesh Bhat,Nishant Jain +1 more
TL;DR: The study suggests customer satisfaction as an important factor influencing the renewal decision of policyholder and extends previous work on factors affecting the decision to purchase health insurance.
Journal ArticleDOI
Private Health Insurance Status and Utilisation of Dental Services in Australia
TL;DR: The results suggest that while government measures to increase private health insurance coverage in Australia have been successful to a significant degree, that success may have come at some cost in terms of socio-economic inequality as the privately insured are provided much better access to care and financial protection.
Journal ArticleDOI
The effect of complementary private health insurance on the use of health care services
Astrid Kiil,Jacob Nielsen Arendt +1 more
TL;DR: Evidence is found of a substantial positive and significant effect of complementary PHI on the use of prescription medicine and chiropractic care, a smaller but significant effect on dental care, weaker indications of effects for physiotherapy and general practice, and finally that theUse of hospital-based outpatient care is largely unaffected.
References
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Uncertainty and the Welfare Economics of Medical Care
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Dummy Endogenous Variables in a Simultaneous Equation System
TL;DR: In this article, the authors considered the formulation and estimation of simultaneous equation models with both discrete and continuous endogenous variables and proposed a statistical model that is sufficiently rich to encompass the classical simultaneous equation model for continuous endogenous variable and more recent models for purely discrete endogenous variables as special cases of a more general model.
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Econometric models based on count data. Comparisons and applications of some estimators and tests
TL;DR: In this article, the authors deal with specification, estimation and tests of single equation reduced form type equations in which the dependent variable takes only non-negative integer values, and provide a detailed application of the estimators and tests to a model of the number of doctor consultations.
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An Econometric Analysis of Residential Electric Appliance Holdings and Consumption
Jeffrey A. Dubin,Daniel McFadden +1 more
TL;DR: In this paper, the authors used a subsample of the 1975 survey of 3249 households carried out by the Washington Center for Metropolitan Studies (WCMS) for the Federal Energy Administration for the purpose of testing the statistical exogeneity of appliance dummy variables typically included in demand for electricity equations.