Dissatisfaction with current integration reforms of health insurance schemes in China: are they a success and what matters?
Linghan Shan,Miaomiao Zhao,Ning Ning,Yanhua Hao,Ye Li,Libo Liang,Zheng Kang,Hong Sun,Ding Ding,Baohua Liu,Chao Liang,Miao Yu,Qunhong Wu,Mo Hao,Hua Fan +14 more
TLDR
High level of dissatisfaction was found to be associated with ineffective outcomes of the integration reforms in achieving management system improvement and inequity reduction, as perceived by the respondents.Abstract:
Integration reforms have been piloted as key policies to address the fragmented health insurance system in China. They are also regarded as a better choice for realizing a Universal Basic Medical Insurance System (UBMIS). This study has attempted to explore the determinants that may affect respondents' dissatisfaction with the reforms. The aim is to provide evidence for more effective policy adjustment during the next round of nationwide integration reforms in China. A cross-sectional questionnaire survey was conducted in Ningbo, Chongqing and Heilongjiang from 2014 to 2015. A stratified cluster sampling method was adopted. A total of 1644 respondents, working in units related to health insurance, were selected. A multivariate logistic regression model was employed to identify any association between dissatisfaction and the features of the ongoing integration reforms of health insurance schemes. Overall, about 47.6% of the respondents reported dissatisfaction with the ongoing integration reforms. This high level of dissatisfaction was found to be associated with ineffective outcomes of the integration reforms in achieving management system improvement [odds ratio (OR) = 1.846], inequity reduction (OR = 1.464) and actual coverage expansion (OR = 1.350), as perceived by the respondents. Those who were satisfied with the previously separated health insurance schemes (OR = 0.643), and those who preferred other policy options for achieving a UBMIS (OR = 1.471) were more likely to report dissatisfaction with the current reforms. Higher expectations of the risk-pooling level (with ORs ranging from 1.361 to 1.661) also significantly contributed to dissatisfaction. Health insurance managers in China have conflicting opinions about the performance of piloted integration reforms. Many believe that these reforms have failed significantly to improve the management systems, narrow inequity and expand actual benefit coverage. Various strategies should be undertaken in order to address these issues, such as clarifying the administrative institution behind the merged schemes at the central level, unifying the insurance information network, developing consistent policies and bridging the differences in benefits among schemes and regions.read more
Citations
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Quality of care.
TL;DR: I am moved by Professor Allan's elegy to bygone NHS virtues of ‘calm caring and gentle pace of clinical life… and all the time in the world to deliver compassionate care'.
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Impact of urban-rural health insurance integration on health care: evidence from rural China
Xian Huang,Bingxiao Wu +1 more
TL;DR: It is found that the integration significantly increases the middle-aged and older rural residents' inpatient care utilization and this positive effect is particularly salient in poor areas, and the positive policy effect is attributed to enhanced health insurance benefits.
Journal ArticleDOI
Effects of health insurance integration on health care utilization and its equity among the mid-aged and elderly: evidence from China
TL;DR: It is suggested that the integration of fragmented health insurance schemes could promote access to and improve equity in health care utilization in China and other countries with similar fragmented schemes.
Journal ArticleDOI
Can the reform of integrating health insurance reduce inequity in catastrophic health expenditure? Evidence from China.
Jiahui Wang,Hong Zhu,Huan Liu,Ke Wu,Xin Zhang,Miaomiao Zhao,Hang Yin,Xinye Qi,Yanhua Hao,Ye Li,Libo Liang,Mingli Jiao,Jiao Xu,Baohua Liu,Qunhong Wu,Linghan Shan +15 more
TL;DR: The progress made in the integrated URRBMI on CHE equity deserves recognition, even though it did not reduce the overall CHE or the impoverishment rate effectively, and more targeted solutions should be considered, such as promoting more precise insurance intervention for the most vulnerable population.
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The effect of medical insurance on catastrophic health expenditure: evidence from China
Jian Sun,Shoujun Lyu +1 more
TL;DR: The results of this study suggest that CHE incidence and intensity became relatively higher among households and the equality status worsened, and financial protection effects of the four medical insurance schemes against CHE varied significantly.
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