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Gender-Based Attitudes and Preference Regarding Start-up and Ongoing SME Financing, Financial Structure and Risk

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TLDR
In this article, the results of a statistical analysis of gender differences identified from a recent survey analyzing financing options for small businesses, owners attitudes toward different financing options, and real or perceived difficulties encountered in gaining financing for growth.
Abstract
This paper discusses the results of a statistical analysis of gender differences identified from a recent survey analyzing financing options for small businesses, owners attitudes toward different financing options, and real or perceived difficulties encountered in gaining financing for growth. The survey instrument was designed to address two primary aspects of financing within small businesses – availability/use of outside debt or equity funds, and owner attitudes toward various funding options. The instrument was administered to businesses in the Arkansas Small Business and Technology Development Center (ASBTDC) data base. Selected results of the statistical analysis will be presented in this paper.

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References
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The financing of business start-ups

TL;DR: In this article, the determinants of capital structure and types of financing used around business start-ups utilizing a survey that reduces the confounding effects of survivorship bias are examined both in the choice and in the magnitude of finance use.
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