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Mobile payment: A journey through existing procedures and standardization initiatives

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TLDR
The aim of this work is to introduce the reader to mobile payments, present current concepts and the motivation behind it, and provide an overview of past and current efforts as well as standardization initiatives that guide this rapidly evolving domain.
Abstract
It is predicted that mobile applications will become an integral part of our lives at the personal and professional level. Mobile payment (MP) is a promising and exciting domain that has been rapidly developing recently, and although it can still be considered in its infancy, great hope is put on it. If MP efforts succeed, they will boost both e- and m-commerce and may be the killer service in 2.5 G and beyond future ambient intelligence infrastructures. This article introduces the mobile payment arena and describes some of the most important mobile payment procedures and consortia that are relevant to the development of mobile payment services. The aim of this work is to introduce the reader to mobile payments, present current concepts and the motivation behind it, and provide an overview of past and current efforts as well as standardization initiatives that guide this rapidly evolving domain.

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An empirical examination of factors influencing the intention to use mobile payment

TL;DR: Interestingly, the findings indicate that early adopters value ease of use, whereas late adopters respond very positively to the usefulness of m-payment, most notably reachability and convenience of usage.
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Past, present and future of mobile payments research: A literature review

TL;DR: A framework of four contingency and five competitive force factors is proposed, and the mobile payment research is organized under the proposed framework to facilitate the analysis of literature.
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The economics of mobile payments: Understanding stakeholder issues for an emerging financial technology application

TL;DR: This article examines a new technology application which is coming into its own around the world, in association with the revolution in wireless connectivity: mobile payments and applies a robust evaluative framework that permits identification of the relevant stakeholders and applicable theory in the analysis of consumer, firm, business process, market, industrial and social issues.
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Mobile payment

TL;DR: In this paper, the authors proposed an innovative research model that combines the strengths of two well-known theories; the extended unified theory of acceptance and use of technology (UTAUT2) with the innovation characteristics of the diffusion of innovations (DOI), with perceived security and intention to recommend the technology constructs.
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Antecedents of the adoption of the new mobile payment systems: The moderating effect of age

TL;DR: The empirical results show that the proposed behavioral model was appropriately adjusted, thus proving that the age of the user introduces significant differences in the proposed relationships between influences from third parties and ease of use of the payment system.
References
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Book

M-Business: The Race to Mobility

TL;DR: M-Business as discussed by the authors explores today's wireless revolution from a business perspective as it introduces practical strategies your business can use to adapt from tethered, PC-centric models to mobile, person-centric techniques and strategies.
Posted Content

Characteristics of Mobile Payment Procedures

TL;DR: The proposed scheme allows to unambiguously identify and characterize any given mobile payment procedure, and should less try to optimize on the future mobile commerce problems but focus on the ease of spreading in the electronic commerce setting as lead-in scenario.
Journal ArticleDOI

Representative democracy and the profession

TL;DR: The computing profession has a responsibility to take part in publicly discussing democratic reform, and in particular to make suggestions about how such reform could employ digital technology.

State of the Art Review of Mobile Payment Technology

TL;DR: This document is a state of the art review of mobile payment technologies and covers all of the technologies involved in a mobile payment solution, including mobile networks in section 2, mobile services in section 3, mobile platforms in section 4, mobile commerce in section 5 and different mobile payment solutions in sections 6 to 8.
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