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The importance of bank credits for agricultural financing in serbia

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TLDR
Paper as discussed by the authors used FADN, NBS and bank balance sheet data in order to analyse supply and demand side of this credit market segment, with the aim to better understand the conditions for its development.
Abstract
Agricultural loans present unutilized bank credit market segment in Serbia. This is not only missed profit opportunity for banks, but also serious deficiency that slows down the development of agriculture and rural areas. Paper uses FADN, NBS and bank balance sheet data in order to analyse supply and demand side of this credit market segment, with the aim to better understand the conditions for its development. Paper recommends better education of producers and lenders. Banks should better understand the requirements of agricultural producers and risks of the production to be able to create tailored credits. Insurance has very important role in specific risk hedging and can facilitate agricultural loans. There is also a need to adjust the conditions for obtaining subsidized loans, while the land size is considered as a key prerequisite for obtaining loans in the situation of large fragmentation of properties.

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References
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Journal ArticleDOI

Farmer innovativeness and its impact on internet and social media adoption

TL;DR: In this article, the authors investigated the relationship between the demographic factors of the farmers and their innovativeness in terms of acceptance and the degree of using the Internet and social media by farmers.
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Competitiveness of food manufacturing of republic of serbia

TL;DR: In this paper, the authors analyzed the export competitiveness of food manufacturing of Republic of Serbia during the period 1996-2016 by using the following indicators: Revealed comparative advantage (RCA), Competitiveness growth index, Index of net business performance (RCCA2), Index of contribution to the trade balance (CTB), Grubel-Lloyd index (GLI), and Michaely index (MI).
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Analysis of optimal costs for reserves of spare parts for agricultural machines

TL;DR: In this paper, a study of the optimal inventory level was conducted in agricultural holdings on the territory Banat in 2015 based on data on spare parts purchase and malfunction of agricultural machinery, where the data was processed with the use of stochastic model of supplies.
Journal ArticleDOI

Characteristics of a doubly-fed asynchronous generator applied in wind turbines

TL;DR: A mathematical model of a doubly-fed asynchronous generator is defended in the paper, using spatial vector theory, in relation to the reference axis associated with the stator.
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Access to finance for micro, small and medium business units in serbian agribusiness

TL;DR: In this paper, the possibilities of financing micro, small and medium legal entities in agribusiness in Serbia, compared to large enterprises, were analyzed, and significant differences between each group of business units for the majority of the observed parameters.
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