Journal ArticleDOI
Does gender disparity in financial literacy still persist after retirement? Evidence from Ghana
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Abstract:
Purpose The purpose of this paper is to examine the gender disparity in financial literacy among retirees in the Cape Coast metropolis in Ghana. Design/methodology/approach Finding of this paper is based on 334 respondents (183 males and 151 females) to financial literacy questionnaires covering the respondents’ general knowledge on budgeting, use of Automated Teller Machine (ATM), time value of money, account types, cheque handling and insurance. Data was analysed with Pearson Chi-Square and Independent sample t-test. Findings Nominal scores showed male domination in financial literacy in seven out of the ten questions used to assess financial literacy while female retirees lead in three. These observed nominal differences were, however, found not to be significant through Chi-square test of independence except the question on the calculation of interest rate on loans in favour of males. The cumulative effect, through computation of financial literacy index was deemed to be significantly different betwee...read more
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Financial Inclusion, Health-Seeking Behavior, and Health Outcomes Among Older Adults in Ghana.
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References
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Financial wellbeing of older peninsular malaysians: a gender comparison
TL;DR: In this paper, the authors highlighted some facts related to financial wellbeing of older Malaysians and found that male and female respondents have significant differences in financial literacy, monetary attitude, financial practices as well as financial problems.
BookDOI
Incentivizing Schooling for Learning: Evidence on the Impact of Alternative Targeting Approaches
TL;DR: This paper evaluated a primary school scholarship program in Cambodia with two different targeting mechanisms, one based on poverty level and the other based on baseline test scores (merit) and found that only the merit-based targeting induced positive effects on test scores.
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An Exploratory Study of Personal Financial Wellbeing Determinants: Examining the Moderating Effect of Gender
TL;DR: In this paper, the authors evaluated the moderating effect of gender on the determinants of financial wellbeing among college students in Malaysia, and found that gender has a substantial moderating impact on the factors related to financial wellbeing.
Journal ArticleDOI
Gender Differences in Financial Literacy Among Hong Kong Workers
TL;DR: This paper examined whether there is a gender difference in financial literacy among Hong Kong workers; and if such a difference exists, whether it can be explained by gender differences in sociodemographic variables, social or psychological factors, and/or the outcomes of retirement planning.
Journal ArticleDOI
Never the twain shall meet: Aging men and women in Bangladesh
TL;DR: The story of aging in Bangladesh may be quite different, depending on whether one is a woman or a man, as male and female roles cannot be said to converge in old age, let alone cross over, as described for a number of societies.