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Journal ArticleDOI

Place‐based social exclusion: redlining in the Netherlands

Manuel B. Aalbers
- 01 Mar 2005 - 
- Vol. 37, Iss: 1, pp 100-109
TLDR
In this article, a comparative analysis of redlining practices in the two largest cities of the Netherlands: Amsterdam and Rotterdam is presented, where it is shown that redlining was common practice in Amsterdam in 1999.
Abstract
‘Redlining’ is a form of place-based exclusion. It is widely documented in the US, but not in Europe. This paper focuses on a comparative analysis of redlining practices in the two largest cities of the Netherlands: Amsterdam and Rotterdam. It shows that redlining was common practice in Rotterdam in 1999. In 2001, no signs of redlining were found in Rotterdam. However, ‘yellowlining’ (lower loan-to-value ratios) was still common in some parts of Rotterdam. In Amsterdam, no neighbourhoods were faced with redlining in either 1999 or 2001. However, in 1999 some neighbourhoods were yellowlined. This paper aims to get a better understanding of the nature and the institutional context of redlining in the Netherlands by explaining how the differences in redlining practices between Amsterdam and Rotterdam, and between 1999 and 2001, can be explained. The National Mortgage Guarantee as well as socio-historical, and housing and mortgage market differences and changes, are instrumental in explaining these differences in redlining practices.

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Journal ArticleDOI

Neoliberalization of Housing in Sweden: Gentrification, Filtering, and Social Polarization

TL;DR: In the last twenty-five years, housing policy in Sweden has radically changed. Once forming a pillar of the comprehensive welfare system, abbreviated the “Swedish model,” neoliberal housing pol...
Journal ArticleDOI

Geographies of money and finance II Financialization and financial subjects

TL;DR: In this article, the authors examine the growing interest in financial subjects within economic geography and the wider social sciences, and locate this literature within work on financialization and financialization, respectively.
Journal ArticleDOI

'When the Banks Withdraw, Slum Landlords Take Over' : The Structuration of Neighbourhood Decline through Redlining, Drug Dealing, Speculation and Immigrant Exploitation

TL;DR: In this paper, a socio-spatial approach that looks at the structuration of neighbourhood decline by emphasising the power of agents/actors, linking the structure of the real estate industry to the development of the neighbourhood, is presented.
Journal ArticleDOI

Involuntary isolation: ethnic preferences and residential segregation

TL;DR: In recent years, there has been a substantial amount of empirical work done on the causes of residential segregation as mentioned in this paper. Nevertheless, better understanding of to what extent ethnic groups choose to choose to live in residential segregation has not yet been explored.
Journal ArticleDOI

Geographies of Housing Finance: The Mortgage Market in Milan, Italy

TL;DR: The case of Milan shows that capital switching to the built environment is partly a sign of economic crisis and partly an indication of the intrinsic opportunities that the built environments provides as mentioned in this paper, and following the work of David Harvey, this paper presents a geography of access to and exclusion from home mortgage finance.
References
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Book

Geographies of Exclusion: Society and Difference in the West

David Sibley
TL;DR: In this paper, a black perspective on social space is presented, with a focus on the exclusion of knowledge from the black community in the context of space and the separation of communities.
Book

Poverty and Social Exclusion in Britain

TL;DR: The most comprehensive survey of poverty and social exclusion ever undertaken in Britain was conducted by researchers at four universities and the fieldwork was conducted during 1999 by the Office for National Statistics as mentioned in this paper.
Journal ArticleDOI

Social exclusion, solidarity and the challenge of globalization

TL;DR: The authors assesses the extent of conceptual reconfiguration that the concept of social exclusion involves and the implications for empirical research and policy evaluation and concludes that the globalization of our market economies is tending to erode the support which more advantaged groups are ready to offer and to force retrenchment of the formal welfare organizations on which the poor can call.
Journal ArticleDOI

Explanations of Social Exclusion: Where Does Housing Fit in?

Peter Somerville
- 01 Jun 1998 - 
TL;DR: In this paper, the authors take the view that concepts of social exclusion are socially constructed by different combinations of economic, social, social and political processes, and propose a new, more holistic theory using the concept of a duality of interrelated labour processes.
Journal Article

Social Exclusion: A Concept in Need of Definition?

TL;DR: In this article, the authors present evidence for the elusive and challenging nature of the concept both in the European Union and in New Zealand, and offer some evidence that the concept of social exclusion is difficult to define.
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