How will be the Fintech evolve in future?5 answersThe Fintech industry is expected to evolve in the future by leveraging new technologies such as Big Data, the Metaverse, and blockchain. Big data enables financial institutions to gather and analyze large amounts of data, leading to better customer understanding and smarter decision-making. The Metaverse allows businesses to offer virtual goods and services, expanding their operations and providing customers with more options. Blockchain technology has the potential to make the banking industry more accessible, efficient, secure, and user-friendly. Scenario planning and the theory of assemblage can be used to gain insights into the long-term changes in the fintech industry. The fintech revolution has already brought benefits to consumers, including enhanced accessibility, convenience, and personalized experiences. The future of the fintech industry will be digital, with machines operating autonomously and disruptive technologies challenging traditional business models.
How does most recent FinFET design differ from a conventional planar MOSFET ?5 answersFinFET design differs from a conventional planar MOSFET in several ways. FinFETs are non-planar devices that have a fin-shaped channel instead of a flat channel like MOSFETs. This allows for better control of the gate over the channel, reducing sub-threshold leakage and improving short channel effects (SCE) control. Additionally, FinFETs have high sub-threshold slope, high current drive strength, low dopant-prompted variations, and decreased power dissipation, making them suitable for low-power and high-performance circuits. In terms of scaling, FinFETs offer better scalability and improved performance metrics in the ultra-nanoscale regime. Furthermore, FinFETs can be enhanced by incorporating air-trench-isolation (ATI) and air-spacer between gate and source/drain (S/D) to further improve DC and RF performance. Overall, FinFETs provide a viable alternative to MOSFETs for future technology nodes, offering improved performance, reduced power consumption, and better control over leakage power.
What are the latest statistics on the evolution of financial innovations?5 answersFinancial innovation has been a significant topic in the research community, driven by technological advancements and the modernization of products and services. It has led to changes in financial firms' processes, organizational structures, and the creation of complex financial instruments and secondary markets. Studies have shown that financial innovation is associated with faster bank growth, but also higher bank fragility and worse bank performance during crises. Small firms have been found to be more innovative than larger peers, with enhanced long-term profitability. Financial innovation, particularly in the fintech sector, has had a positive and significant impact on the profitability of the banking system in the long run. The development of financial ecosystems and the digital economy have played a strategic role in driving financial innovations. These trends have prompted the emergence of new business models and the development of the financial market infrastructure.
How does TSMC FinFET differ from normal FinFET ?5 answersTSMC FinFET differs from normal FinFET in several ways. Firstly, TSMC FinFET addresses the problems of large gate-to-channel leakage currents and increased computational power that are present in traditional MOSFETs and CMOS designs. Secondly, TSMC FinFET utilizes Artificial Neural Networks to estimate the channel widths and lengths, allowing for more accurate determination of the ID current in circuits designed with FinFET elements. Additionally, TSMC FinFET can have multiple working modes by connecting the various gates, providing flexibility in voltage and current requirements. Furthermore, TSMC FinFET outperforms CMOS designs in terms of power consumption, control over the gate, and extensibility. Lastly, TSMC FinFET can be used as a magnetic device to detect vertical magnetic fields, offering potential applications in sensing and measurement.
How has the design of inverters evolved over time?5 answersThe design of inverters has evolved over time to meet the demands of various applications. Inverter modules with two stages have been developed, achieving high peak efficiency, low crest factor, and low vTHD. Grid-connected inverters have also seen significant improvements in terms of efficiency, size, weight, and reliability, leading to lower production costs. Multilevel inverters have gained attention for high power applications, offering advantages such as voltage sharing and better voltage waveforms with reduced harmonic content. A new concept of switching with reduced number of switches and batteries has been proposed to simplify the complexity of multilevel inverters. In the field of organic electronic circuits, inverters based on organic electrochemical transistors have been designed to operate at low supply voltages while offering high voltage gain and larger output voltage windows.
What will be the future of fintech?4 answersThe future of fintech is expected to be shaped by technological advances and disruptive innovations in the financial industry. Fintech has the potential to revolutionize traditional financial services and bring about significant changes in areas such as investment banking, digital payments, lending, wealth management, and blockchain technology. Fintech offers opportunities for improved operational effectiveness, risk management, and enhanced customer experiences. It is anticipated that investment banking practices could incorporate fintech solutions to support their growth in the global financial market. The use of advanced technologies like blockchain, artificial intelligence, and big data analytics will play a crucial role in the development of fintech. Fintech is also expected to transform online payments, peer-to-peer lending, robo-advice, and other financial services, making them more convenient, secure, and accessible. Overall, fintech has the potential to bring about significant transformations in the financial industry, offering new opportunities and challenges for businesses, regulators, and academics.