Visa Inc.

About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.

Augmented and virtual reality operations system

Abstract: A virtual reality (VR) device communicates with a projection display platform to establish a secure communication session related to an exchange of data. The session may be established using a QR code presented by the projection display platform that is received at the VR display. The VR device captures a voice or gesture related to the pending transaction and relays an appropriate instruction to the projection display platform for processing the pending transaction.

System, Method, and Computer Program Product for Providing Instant Credit to a Customer at a Point-of-Sale

Abstract: Described are a system, method, and computer program product for providing instant credit to a customer at a point-of-sale. The method includes receiving a transaction approval request including a full transaction amount for at least one transaction between a merchant and the customer. The method also includes communicating a credit approval request based on the transaction approval request to an issuer system. The method further includes, in response to the issuer system initially declining the credit approval request or approving less than the full transaction amount, determining, with at least one processor, customer data used to evaluate an extension of credit to the customer. The method further includes communicating the customer data to the issuer system and receiving a credit approval message from the issuer system including the full transaction amount. The method further includes communicating a transaction approval message to a merchant system including the full transaction amount.

Simulator for system testing

Abstract: A method for simulating a transaction device is disclosed. A simulation device can be loaded with a predefined set of output messages to send in response to certain input messages, the output messages simulating messages sent by a transaction device. The simulation device can simulate a properly functioning transaction device, as well as a malfunctioning transaction device.

Multi-protocol data transfer

Abstract: A computer-implemented method of communicating with a point of sale terminal The method includes establishing wireless communication with a point of sale terminal using a first communication channel, and establishing communication with the point of sale terminal using a second communication channel The method also includes transmitting a first section of communication data via the first communication channel; and transmitting a second section of the communication data using the second communication channel

Rule management user interface

Abstract: Embodiments of the invention are directed to techniques for preventing access to protected resources by unauthorized individuals by enabling an administrator associated with a transport computer to customize filtering rules via a user interface. In some embodiments, a server computer can, from a client computer, receive credentials of the administrator. The credentials can be used to retrieve requesting computers registered with the transport computer. The requesting computers may then be displayed at the client computer. A selection of one of the requesting computers is received from the client computer. A plurality of settings, which represent rules controlling which authorization request messages from the selected requesting computer are forwarded, are displayed at the client computer, wherein one of the settings references one or more attributes that distinguish certain authorization request messages. In response to receiving a selection of the respective setting, modifying the rules in accordance with the plurality of settings.