Institution
Visa Inc.
Company•London, United Kingdom•
About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.
Papers published on a yearly basis
Papers
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09 Dec 2010TL;DR: In this paper, a server computer is used to authenticate a cardholder account using a first identifier and a cryptogram from a first entity, identifying an issuer associated with the account, forwarding the first account identifier and the cryptogram to a second entity for validation, receiving a second identifier from the second entity, and sending the second identifier to the first entity.
Abstract: A method and a server computer are provided for authenticating a cardholder account. The server computer implements the method, which includes obtaining a first identifier and a cryptogram from a first entity, identifying an issuer associated with the cardholder account, forwarding the first account identifier and the cryptogram to a second entity for validation, receiving a second identifier from the second entity, and sending the second identifier to the first entity. The first identifier can be associated with the cardholder account. The second identifier can be generated by the second entity and associated with a validated form of the first identifier.
80 citations
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24 Sep 2009TL;DR: In this paper, a system and method for generating and sending benefit notifications is described, where a consumer can conduct a transaction at a merchant and receive a notification containing a reward status indicator, such as text or a figure that indicates a status of a consumer's purchases toward a reward threshold.
Abstract: A system and method for generating and sending benefit notifications is disclosed. A consumer can conduct a transaction at a merchant. The consumer may receive a notification containing a reward status indicator. The reward status indicator may be text or a figure that indicates a status of a consumer's purchases toward a reward threshold. With this notification, the consumer can be aware both of how many rewards she has already earned, and how many more rewards she may need to obtain to redeem any rewards. The benefit notification message may be sent while the consumer is still near the merchant, such that that the consumer can receive the message with enough time to act on the reward information.
79 citations
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12 Feb 2010TL;DR: In this article, the financial value of each non-financial loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.
Abstract: Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a primary issuer the financial currency value of the non-financial loyalty currencies being held in return for a corresponding reduction of the balance of non-financial loyalty currency. For each reduced balance, the primary issuer adds an equivalent primary loyalty currency to a primary loyalty account for the consumer. The primary issuer pays the merchant for the transaction in financial currency and makes an equivalent reduction in the balance of the primary loyalty currency. The financial value of each loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.
79 citations
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04 May 2010TL;DR: In this article, when, how, and to whom incentives are sent can be determined based on consumer history and history of transactional behavior, such as when a consumer initiates a transaction, and when that transaction has a high likelihood of leading to other transactions.
Abstract: Systems, apparatus, and methods for determining incentives based on consumer history. When, how, and to whom incentives are sent can be determined. For example, an incentive can be sent to a consumer to encourage a transaction at a time when the particular consumer is predisposed to initiate the transaction. Also, an incentive for a transaction can be sent to a consumer when that transaction has a high likelihood of leading to other transactions. An incentive can also be sent after a consumer initiates a transaction that is known to not have many subsequent transaction correlated to it.
78 citations
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12 Mar 2014TL;DR: The Multi-Purse One Card Transaction Apparatuses, Methods And Systems (MPOC) as mentioned in this paper is a system that transforms purchase item information inputs via MPOC components into account payment settlement outputs.
Abstract: The Multi-Purse One Card Transaction Apparatuses, Methods And Systems (“MPOC”) transform purchase item information inputs via MPOC components into account payment settlement outputs. In one implementation, the MPOC may obtain purchase item information and consumer digital wallet information at a merchant terminal; obtain consumer payment account usage rules based on the consumer digital wallet information; obtain purchase item category information from the purchase item information; determine that at least one purchase item qualifies for a consumer payment account based on the consumer payment account usage rules; generate a payment authorization request message in compliance with a transaction processing format; and send the generated payment authorization request message to a financial transaction processing server.
78 citations
Authors
Showing all 1032 results
Name | H-index | Papers | Citations |
---|---|---|---|
Ayman Hammad | 43 | 115 | 6489 |
Mark Carlson | 42 | 114 | 5417 |
Patrick Faith | 39 | 101 | 5800 |
Selim Aissi | 31 | 87 | 2974 |
Lisa J. Anderson | 31 | 72 | 6418 |
Payman Mohassel | 28 | 105 | 3784 |
Kevin P. Siegel | 28 | 39 | 3496 |
Patrick Stan | 25 | 42 | 1915 |
Gyan Prakash | 25 | 133 | 2053 |
Konstantinos Markantonakis | 24 | 208 | 2697 |
Glenn Powell | 23 | 31 | 1834 |
Leigh Amaro | 23 | 23 | 2331 |
John F. Sheets | 21 | 41 | 1968 |
Edward W. Fordyce | 20 | 23 | 2222 |
Krishna Prasad Koganti | 19 | 23 | 1284 |