Visa Inc.

About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.

Supplier enrollment program

Abstract: Methods and systems are presented for a supplier enrollment program in which suppliers who are not enrolled in a payment processing network such as Visa are aggregated, commercial data about them is obtained and appended to the data, and the resulting sales leads are distributed to acquirers. If the acquirer fails to sign up the supplier within a predetermined time limit, then the sales lead is pulled back from the acquirer and rotated to another acquirer to let the other acquirer attempt to sign up the supplier.

Fallback authorization routing

Abstract: Techniques are provided for fallback authorization routing. A merchant processor may receive authorization requests from one or more merchant systems. These authorization requests may be to authorize a transaction. The merchant processor may transmit these authorization requests over a first communication channel to an acquirer processor, which may then forward the requests to a payment network. If the merchant processor determines that the acquirer processor is not receiving the authorization requests, or is otherwise unavailable, the merchant processor may, as a fallback, transmit the authorization requests directly to the payment network through a second communication channel, thereby bypassing the acquirer processor. When the merchant processor receives some indication that the acquirer processor is available to process authorization requests, new authorization requests can be transmitted to the acquirer processor via the first communication channel.

System and Method for Identifying and Targeting Financial Devices to Promote Recurring Transactions

Abstract: Described are a system and method for identifying and communicatively targeting financial devices to promote recurring transactions. The method includes the steps: receiving, with at least one processor, financial device data for a plurality of transactions over a sample time period, the financial device data including transaction time, transaction count, transaction amount, merchant category, transaction type, or any combination thereof. The method also includes identifying, with at least one processor, at least one target financial device from the financial device data based at least partially on at least one of the parameters having a value in a specified range for the at least one parameter. The method further includes receiving, with at least one processor, identification data of at least one target financial device holder, and automatically generating and transmitting at least one communication to the at least one target financial device holder.

Method and System for Automatically Detecting Errors in at Least One Data Entry Using Image Maps

Abstract: A method for automatically detecting errors in at least one data entry in a database, the at least one data entry including an input string of characters that do not match at least one predefined string of characters. The method includes generating a first image map; generating at least one classification parameter by comparing the first image map to a second image map, the second image map based at least partially on the predefined string of characters; determining that the input string of characters correlates to the predefined string of characters; and modifying the at least one data entry to match the predefined string of characters in response to determining that the input string of characters correlates to the predefined string of characters. Various other methods and systems for automatically detecting errors in at least one data entry in a database are also disclosed.

Electronic system hardware for secure payments for vehicles

Abstract: A system and method which includes hardware and software is disclosed which may enable secure transactions from a vehicle