Visa Inc.

About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.

System, Method, and Computer Program Product for Automatically Providing a Merchant Account for a Merchant

Abstract: A system, method, and computer program product for automatically providing a merchant account for a merchant. A method may include receiving merchant account provisioning data associated with provisioning a merchant account of a merchant, storing the merchant account provisioning data associated with provisioning the merchant account of the merchant in a secure data structure, validating the merchant account provisioning data associated with provisioning the merchant account of the merchant based on a set of merchant account validation rules, and provisioning the merchant account of the merchant based on validating the merchant account provisioning data.

Cryptographic services utilizing commodity hardware

Abstract: The solution herein describes a software module that works in combination with certain hardware (e.g., a particular chipset) to obtain the level of security provided by an HSM. The software module can be implemented on a commodity server. The software module can utilize an HSM or key custodian to obtain cryptographic keys. The cryptographic keys may be stored on the commodity server within a secure memory space managed by the commodity server's chip set. While stored, access to the cryptographic keys may be managed by the chip set. The chip set can ensure that only protected applications associated with the cryptographic keys may access said keys.

Fuel loyalty rewards

Abstract: A processing system for fuel transactions analyzes transactions for symbols indicating a purchase amount and directs information about the purchase to a loyalty platform. The loyalty platform may identify and communicate in real time or near real time with a personal device associated with the purchaser of the fuel. A user interface of the personal device may allow the purchaser to review and select options for processing the fuel purchase using value from a loyalty program account. The selected option may be used to modify fuel purchase parameters prior to settlement of the transaction or simply add points to the user loyalty program account.

Biometric sensor on portable device

Abstract: A method and system for secure remote digital interactions through the use of biometric templates is disclosed. In one example, the method includes an interaction that prompts the use of obtaining a first biometric template and comparing it to a second biometric template to determine if they match. The match process is performed on a portable device.

Dynamic offers on accounts

Abstract: The payment information may include the offers that are available on each of the plurality of payment accounts that are available to a user. In some embodiments, the payment accounts may be from separate issuers. The offers may be communicated to a user or a use may set preferences for a ranking scheme to be used and the best offer may be automatically applied by selecting to use the payment device related to the best offer.