Visa Inc.

About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.

Method and System for Performing Two Factor Authentication in Mail Order and Telephone Order Transactions

Abstract: The method for authenticating a mail order or telephone order transaction according to the present invention includes receiving authentication information from a cardholder, providing authentication information to an issuer, and determining whether the authentication information is valid If the authentication information is valid, the issuer informs the merchant that the transaction is valid In an embodiment, the issuer may not supply a personal assurance message and/or other confidential cardholder information previously supplied by the cardholder in response to the authentication information

Method and system for facilitating memory and application management on a secured token

Abstract: A system for facilitating memory and application management on a smartcard the system includes a client having a number of applications and a smartcard having specification logic allowing file structures and security and access conditions to be defined using a set of common commands Each application has a corresponding group of data on the smartcard An applet instance is created for each application and corresponding group of application data At the time of instantiation, the specification logic allows an application to specify the file structure and/or to specify security and access conditions for its group of data An application can utilize passcode and credential management so that a single passcode is used to access the smartcard regardless of whether the application utilizes the common commands to specify a file structure

Device pairing via trusted intermediary

Abstract: Embodiments are directed at systems, apparatuses, and methods for indirect device pairing through a trusted intermediary. One embodiment is directed to a method including receiving a pairing identifier associated with an untrusted device controller. The method further comprises extracting the pairing identifier from the pairing request, searching a pairing identifier database for a matching pairing identifier, determining an untrusted device controller associated with the matching pairing identifier, and sending the pairing request to the untrusted device controller. The untrusted device controller may identify the untrusted device, associate the pairing identifier with the trusted intermediary, and lock the pairing identifier. The method further comprises receiving a pairing response indicating that the untrusted device is paired with the computer. Accordingly, the trusted device is indirectly paired to the untrusted device and the trusted device is configured to complete a transaction with the untrusted device without communicating transaction information to the untrusted device.

Secure electronic commerce employing integrated circuit cards

Abstract: A system for network-based electronic commerce employing integrated circuit cards (234) is provided. In one embodiment, cardholder authentication is provided by use of on-card symmetric cryptographic processing. The cardholder thus need not be limited to performing transactions from any particular computer system. Asymmetric cryptographic techniques are employed for communication of transaction data over the network (110).

Alias Management and Value Transfer Claim Processing

Abstract: An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.