Visa Inc.

About: Visa Inc. is a company organization based out in London, United Kingdom. It is known for research contribution in the topics: Database transaction & Transaction data. The organization has 1031 authors who have published 1076 publications receiving 36053 citations. The organization is also known as: Visa & Visa Inc.

System, Method, and Computer Program Product for Providing Merchant-Based Social Networks

Abstract: Provided is a computer-implemented method for providing a merchant-based social network for at least one merchant The method may include determining whether to grant access to a group merchant network for a first merchant based on qualification data associated with the group merchant network, determining identification data associated with an identifier of at least one second merchant of the group merchant network based on at least one merchant alignment parameter, communicating the identification data associated with the identifier of at least one second merchant, receiving a selection of the at least one second merchant, communicating an invitation request message based on receiving the selection of the at least one second merchant, receiving an invitation response message, and granting access to the individual merchant network associated with the first merchant for the at least one second merchant A system and computer program product are also disclosed

Dynamic offline encryption

Abstract: A method for encrypting data when a device is offline is disclosed. In the method, a determination is made as to whether a successful connection with a remote server computer can or cannot be made. If a connection cannot be made, then data can be encrypted with an ephemeral public key. Later, then a connection is available, the encrypted data can be transmitted to the remote server computer for processing.

Method, System, and Computer Program Product for Communicating Loyalty Program Identification Data

Abstract: A computer-implemented method for providing loyalty program identification data associated with a payment transaction may include receiving, with an electronic wallet system, loyalty program identification data associated with a customer; receiving, with the electronic wallet system, first transaction data associated with a payment transaction involving the customer and a merchant; assigning, with the electronic wallet system, the loyalty program identification data to the first transaction data based on receiving the first transaction data; receiving, with the electronic wallet system, second transaction data associated with the payment transaction, wherein the second transaction data is received after the first transaction data is received; determining, with the electronic wallet system, whether the second transaction data corresponds to the first transaction data; and communicating, with the electronic wallet system, the loyalty program identification data based on determining that the second transaction data corresponds to the first transaction data. A system and computer program product are also discussed.

Method, System, and Computer Program Product for Implementing Reinforcement Learning

Abstract: Provided is a method for implementing reinforcement learning by a neural network. The method may include performing, for each epoch of a first predetermined number of epochs, a second predetermined number of training iterations and a third predetermined number of testing iterations using a first neural network. The first neural network may include a first set of parameters, the training iterations may include a first set of hyperparameters, and the testing iterations may include a second set of hyperparameters. The testing iterations may be divided into segments, and each segment may include a fourth predetermined number of testing iterations. A first pattern may be determined based on at least one of the segments. At least one of the first set of hyperparameters or the second set of hyperparameters may be adjusted based on the pattern. A system and computer program product are also disclosed.