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Journal ArticleDOI

Trust online

TLDR
The nature of trust and how and where it flourishes online is explored, a conceptual framework for understanding trust is provided, and 10 characteristics of online interaction that can help engineer trust online are offered.
Abstract
trust Online T rust matters. It allows us to reveal vulnerable parts of ourselves to others and to know others intimately in return. A climate of trust eases cooperation among people and fosters reciprocal caretaking. The resources—physical, emotional, economic—that would otherwise be consumed guarding against harm can be directed toward more constructive ends. Here, we explore the nature of trust and how and where it flourishes online. We also seek to make sense of seemingly disparate perceptions. For example, some say the public is too trusting online; without thinking, people routinely download software likely to destroy important information or blithely engage in e-auctions or chat rooms with strangers. Others say the public does not trust enough, that people refrain, for example, from e-commerce under the mistaken belief that their financial transactions are not secure. How can we know if the trust we choose to give or withhold is warranted? Can we trust machines or other technological systems? How can those of us who create and maintain the technological infrastructure help establish a climate of trust? Addressing such questions, we provide a conceptual framework for understanding trust, then offer 10 characteristics of online interaction that can help engineer trust online and distinguish between trust in e-commerce activities and trust in online interpersonal interactions.

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Citations
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Journal ArticleDOI

The impact of initial consumer trust on intentions to transact with a web site: a trust building model

TL;DR: These factors, especially web site quality and reputation, are powerful levers that vendors can use to build consumer trust, in order to overcome the negative perceptions people often have about the safety of the web environment.
Journal ArticleDOI

Toward an understanding of the behavioral intention to use mobile banking

TL;DR: In this article, the authors extended the applicability of the TAM in a mobile banking context, by adding one trust-based construct (perceived credibility) and two resource-based constructs (PERceived selfefficacy) to the model, while paying careful attention to the placing of these constructs in the TAM's existing nomological structure.
Book ChapterDOI

Value Sensitive Design and Information Systems

TL;DR: Value sensitive design as discussed by the authors is a theoretically grounded approach to the design of technology that accounts for human values in a principled and comprehensive manner throughout the design process, which employs an integrative and iterative tripartite methodology, consisting of conceptual, empirical, and technical investigations.
Journal ArticleDOI

Trustworthiness in electronic commerce: the role of privacy, security, and site attributes

TL;DR: The findings indicate that consumers' ratings of trustworthiness of Web merchants did not parallel experts' evaluation of sites' use of the trust indices, and privacy and security features were of lesser importance than pleasure features when considering consumers' intention to purchase.
Journal ArticleDOI

Determinants of user acceptance of internet banking: an empirical study

TL;DR: “perceived credibility” is introduced as a new factor that reflects the user's security and privacy concerns in the acceptance of Internet banking and demonstrates the significant effect of computer self‐efficacy on behavioral intention through perceived ease of use, perceived usefulness, and perceived credibility.
References
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Journal ArticleDOI

Trust and Antitrust

Annette C. Baier
- 01 Jan 1986 - 
TL;DR: Bok's claim that not all the things that thrive when there is trust between people, and which matter, are things that should be encouraged to thrive as mentioned in this paper is also true.
Book

Human values and the design of computer technology

TL;DR: This chapter discusses human agency and responsible computing, which has implications for computer system design in the United States and discusses value-Sensitive design.
Journal ArticleDOI

Accountability in a computerized society

TL;DR: It is argued that assumptions about computing and features of situations in which computers are produced create barriers to accountability, and ideas on how to reverse this trend are concluded.
Journal ArticleDOI

The Meaning of Anonymity in an Information Age

TL;DR: C'est ce that se propose d'approfondir, sous forme of reflexion personnelle, l'auteur de cet article.
Journal Article

Children's conceptions of trust in the context of social expectations.

TL;DR: In this paper, children's conceptions of trust were examined within the context of social ex pectations, including deception, emotional support, and conventional dress, and the effects of the violations on friendships were also made.
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