Indian Institute of Management Bangalore

About: Indian Institute of Management Bangalore is a education organization based out in Bengaluru, Karnataka, India. It is known for research contribution in the topics: Emerging markets & Context (language use). The organization has 491 authors who have published 1254 publications receiving 23853 citations. The organization is also known as: IIMB.

Can Microfinance Promote Livelihoods and Reduce Vulnerability Among Adivasis? A Study of Some NGO Interventions from Karnataka and Tamil Nadu:

Abstract: To what extent have NGO microfinance programmes for adivasi households promoted livelihoods and reduced poverty and vulnerability among them? This question is analysed with the help of primary data collected from Karnataka and Tamil Nadu states. Although adivasi households have joined microfinance groups, made small savings and availed credit facility, microfinance activities have not significantly improved livelihoods and reduced vulnerability. In the absence of savings products to meet expenses on housing and marriage, and access to formal social security services such as health insurance, adivasis are forced to borrow from informal sources. This places them into inextricable debt traps, undoing whatever positive impact that microfinance programmes may have. To avoid such a situation, meaningful savings products and access to social security are needed.

Why Do Institutions Revert? Institutional Elasticity and Petroleum Sector Reforms in India:

Abstract: The institutional change literature has predominantly focused on successful changes and sparsely on failed changes, but the idea of institutional fields reverting to their pre-change or near pre-ch...

Local banking and manufacturing growth: evidence from India

Abstract: This paper examines the relationship between local banking sector development and manufacturing Using a unique data set having district level data from India, this paper explores the relationship of the availability of local credit to the growth of manufacturing in the district Taking advantage of the panel data and employing a GMM model, the results provide support for the view that financial development at the local level is important for growth of manufacturing in the region This suggests that for development of manufacturing across various local regions, it is not enough to have few centers which have developed financial infrastructure, but that the development of the financial sector in the local region is important Further, we find that sector specific credit, specifically credit to the manufacturing sector in the district has a positive impact on local manufacturing output, and not the total credit to in the district, suggesting that sector specific lending technology is important for the development of specific sectors Another interesting result obtained is that the coefficient of the interaction term between financial development and human capital, proxied by literacy rate in the population, is negative, suggesting that, ceteris paribus, the constraints on growth of manufacturing due to financial sector development are lower in districts with higher literacy levels The results of this study suggest that countries that desire to increase manufacturing output would do well to pay attention to the development of a geographically dispersed banking sector with sector specific lending capabilities

New asset liability management model with decision support system for life insurance companies: interface design issues for database and mathematical models

Abstract: We introduce a new asset liability management (ALM) model based on decision support system (DSS) for a life insurance firm. The DSS is based on multi-stage stochastic linear programming (SLP) with recourse for strategic planning. The model can be used with minimal knowledge of management sciences. The model maximises the expected value of total reserve (policy holders' reserve and shareholders' reserve) at the end of the time period of planning with constraints both on the asset and the liability side of the firm's balance sheet. We discuss issues related to DSS interface design, one to one correspondences between the SLP model and the database and the difficulty in multi stage DSS compared to two stage DSS. We also compare and contrast the similarities and differences with our earlier work on SLP based DSS for process industries.